Outsurance Car Insurance | Quote, Claim and Numbers
You are on Uni24.co.za, in this article, we bring to you everything to know about Outsurance Car Insurance. An insurance company is any firm that provides a means by which risk is managed. Put it this way, Outsurance sells packages that offer protection against unexpected life circumstances in relation to damages, loss, theft or any bad situation.
With that said, Outsurance provides an array of insurance protection categorized into four groups. These are Outsurance Motor Insurance, Outsurance Health Insurance, Outsurance Business Insurance, and Outsurance Home Insurance. These are some but a few of the insurance services this company offers. Other areas of protection include Fire Insurance, Life Insurance, Liability Insurance, Business Insurance, and many more.
About Outsurance
OUTsurance pioneered the concept of money back for remaining claim-free! Since then we’ve paid out over R3 billion in cash OUTbonuses and saved consumers hundreds of millions of rands in premiums.
Today OUTsurance is renowned for its innovative value-for-money products, world-class service and paying over R1m per day in OUTbonuses on average. Our journey of innovation continues – so watch OUT.
Outsurance Car Insurance Quote
An insurance quote or simply Quote is the amount of money a would-be policyholder pays to an insurance company for the service of insurance coverage. The amount charged or the premium to be paid depends on the location of the client, personal information, coverage, and other factors. The link below allows checking for your Car Insurance Quote with Outsurance. Below are some factor to consider
- Credit Rating
- Age
- A good security
- Driving Behaviour
Outsurance Car Insurance Claim
An insurance claim is the amount of money to be paid out to a beneficiary in the event of an incident such as Car accident, damage, theft or lost property.
Outsurance Car Insurance Number
| Mon-Thurs: | 08:00-19:00 |
| Friday: | 08:00-18:00 |
| Sat: | 08:00-13:00 |
| Public holidays: | As above |
| Mon-Thurs: | 07:00-18:00 |
| Friday: | 08:00-18:00 |
| Sat: | 08:00-13:00 |
| Public holidays: | As above |
| Mon-Fri: | 07:00-18:00 |
| Sat: | 08:00-13:00 |
| Public holidays: | As above |
Other Insurance Services Provided by Outsurance
- Cars, home, and contents insurance
- Life insurance
- Business Insurance
Get in touch with our Claims Advisors two working days before the car goes into the panel beaters. They’ll be able to help you organise your rental car.
This depends on the availability of parts and the extent of the seen and unseen damages. However, the panel beater will keep you informed once they start repairs.
Only the incident-related damages will be attended to and covered. You can register a second claim for unrelated damages. The claim will be validated and, where it is a valid claim, a separate excess will be applicable.
All payments will be approved based on our own assessor-quotation, minus the excess amount.
The excess is the first amount payable after a claim, irrespective of who caused the incident. If the incident wasn’t your fault, our legal department will try to claim the excess back from the liable party.
The excess is payable upfront to the authorised service provider (the panel beater).
You can rent a car for a maximum of 30 days, or until repairs are done – whichever comes first. Unfortunately, we can’t extend the car-rental time if car parts are delayed, because that’s dependent on the car’s manufacturer.
You can contact the panel beater directly.
Frequently Asked Questions on Car Insurance in South Africa
How Much Is Car Insurance per Month in South Africa?
Car insurance in South Africa comes at an average cost of ZAR 1,322.00 per month. It should be noted that this varies greatly from one company to another the difference is the extent of insurance coverage you get and other premium services that come with the package. On a broader scale, the average monthly payment for car insurance is about 58 USD. Factors that influence your insurance premium include your driving history, your current location, and the coverage.
Where to Find the Cheapest Car Insurance?
The easiest and simplest way to find the cheapest car insurance in South Africa is to compare insurance quotes across the nation from several insurance companies. The hassle free way of doing this is to use services such as Hippo.co.za. The platform will search search all the leading insurance providers for you. Giving you the cheapest car insurance for your specific needs.
Who is the Best Car Insurance Provider in South Africa?
In South Africa, the best insurance providers are listed as Old Mutual Insurance, Sanlam Insurance, Budget Insurance, Discovery Insurance and MiWay Insurance.
The financial institution that has financed your vehicle will ask you to settle any outstanding finance on the vehicle. You’ll need to pay the excess upon their request.
In the case of a vehicle not recovered, the excess is deducted from the payment. Where the vehicle is recovered and undergoing repairs, the excess is payable to the panel beater.
Contact our Claims Advisors to arrange a rental car.
You can rent a car for a maximum of 30 days, or until repairs are done – whichever comes first.
The excess is the first amount payable after a claim, irrespective of who/what caused the incident. If the incident wasn’t your fault, our legal department will try to claim the excess back from the liable party.
The OUTbonus is a cash-refund of your paid premiums that rewards you for not claiming. This is regardless of who was at fault. We cannot recover the OUTbonus payment from the 3rd party. If you don’t want to forfeit the OUTbonus payment, you can claim directly from the 3rd party (and withdraw your claim with OUTsurance).
