How To Check Balance On Standard Bank
Visiting a bank physically can often be a drawn-out and exasperating endeavor that thankfully can be circumvented. In this guide, we explore multiple methods for monitoring your account balance at Standard Bank as of 2025-2026, including options that do not require the use of the bank’s app.
Standard Bank offers convenient cellphone banking services, enabling you to effortlessly manage your finances. This includes paying bills on time, managing savings, and promptly verifying your current balance through a straightforward process on your mobile phone.
This guide outlines the steps for checking your Standard Bank account balance over the phone, covering both internet-based and SMS options, along with the necessary USSD codes for mobile banking. Additionally, it addresses whether these checks can be performed without having any airtime.
Checking Your Bank Balance via Phone Banking platforms and SMS are commonly used methods for account balance inquiries.
Using the Standard Bank App The app provides a secure method for checking your balance. Here’s how to use Standard Bank’s cellphone banking effectively:
- If you haven’t already, initiate by registering your device with the app.
- Log in using the ‘Sign In’ button.
- You will then need to enter an app code or use biometric identification, depending on your chosen security settings.
- Upon logging in, you will see a dashboard displaying all your accounts. Select the account you wish to check.
- The subsequent screen will reveal your current balance and recent account activity.
Checking Your Balance Without the App For a balance inquiry without the app, dial 1202345# and follow the prompts. This service allows for bill payments, purchasing data/airtime, and other transactions.
Checking Your Balance Without Airtime Using the 1202345# code incurs no fees for balance inquiries, allowing checks even without airtime.
Using USSD for Balance Checks Should the aforementioned USSD code be ineffective, try 1302345# for similar services.
Understanding how to monitor your Standard Bank account balance can prevent unnecessary bank visits. Just follow these detailed instructions to stay informed about your finances, regardless of your airtime status.
How can I check my balance on Standard Bank?
There are several ways to check your balance on Standard Bank. The most common ones are through the internet banking portal, the mobile banking app, or by sending an SMS from your mobile phone.
How do I register for internet banking to check my balance on Standard Bank?
To register for internet banking, you can visit the Standard Bank website and click on the “Register” button on the top right corner of the page. You will need to fill in your personal details and follow the instructions to complete the registration process. Once you have registered, you can log in and check your balance by clicking on the “Accounts” menu.
How can I check my balance on Standard Bank’s mobile banking app?
To check your balance on the mobile banking app, you will need to download the Standard Bank app from the App Store or Google Play Store. Once you have installed the app, you can log in using your internet banking login details. The app will display your account balance on the homepage.
How do I check my balance on Standard Bank by sending an SMS?
To check your balance by sending an SMS, you will need to activate the SMS notification service on your account. You can do this by visiting a Standard Bank branch or contacting the customer service center. Once you have activated the service, you can send an SMS with the word “BALANCE” to the designated number. You will receive an automated message with your account balance.
Is it necessary to have an account with Standard Bank to check my balance?
Yes, you must have an account with Standard Bank to check your balance.
Can I check my balance on Standard Bank without an internet connection?
Yes, you can check your balance on Standard Bank’s mobile banking app without an internet connection. However, you will need internet connection to use internet banking or to activate SMS notification service.
Is checking my balance on Standard Bank secure?
Yes, checking your balance on Standard Bank is secure. The internet banking portal and mobile app are protected by multi-layered security measures, including encryption, firewalls, and two-factor authentication. In addition, Standard Bank advises customers to keep their login details confidential and to log out of the portal after each session.
How often can I check my balance on Standard Bank?
You can check your balance on Standard Bank as often as you like. There are no restrictions on the number of times you can check your balance.
Are there any charges for checking my balance on Standard Bank?
Standard Bank does not charge customers for checking their balance. However, there may be data charges associated with using the mobile banking app or internet banking portal, depending on your mobile phone or internet service provider.
What do I do if I notice an error in my balance on Standard Bank?
If you notice an error in your balance on Standard Bank, you should contact the customer service center immediately to report the issue. Standard Bank will investigate the matter and take appropriate action to resolve the problem.
