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The Requirement to Apply Online for a Capitec Loan
How long does it take for Capitec loan to be approved?
With Capitec Bank you can borrow up to R5 million and have a repayment period of up to 240 months. After you apply for the loan and send out all the documents required, if accepted, your loan will be approved within 5 business days.
How much must I earn to qualify for Capitec loan?
- You are permanently employed, self-employed, earn other income or earn a pension
- The minimum income requirement for a credit card application is R5 000, and R10 000 for self-employed clients
What Age qualifies for Capitec loan?
In order to qualify for a Capitec Loan, you are required to be 18 years or older.
Which Documents are needed to Apply for a Capitec Loan?
- You have your original SA ID document
- Your latest salary slip
- A bank statement showing your latest 3 consecutive salary deposits (only if the salary is not paid into your Capitec account)
How Can I Apply for a Capitec loan Online?
- Online or on our app
- Call us on 0860 66 77 89
- Visit a branch
