How to Buy Things in South Africa with a Debit Card
What exactly is a debit card?
A debit card is a payment card that deducts funds directly from a consumer’s checking account when used to make purchases of goods and services.
How does a debit card work?
A debit card allows you to spend funds from your checking account without having to write a check. When you pay using a debit card, the money is promptly deducted from your checking account.
What is the distinction between a debit card and a credit card?
Credit cards allow you access to a bank’s line of credit, whereas debit cards remove money directly from your bank account.
What is the use of a debit card?
A debit card is used to withdraw cash from an ATM and pay for goods and services on online platforms as well as at malls or supermarkets.
Can I get a debit card online?
A debit card can be obtained online through a bank’s mobile app or its official website.
Can I use my debit card if I don’t have any money in my account?
If you don’t have any money in your account, you can’t use your debit card.
Where can I get a debit card?
A debit card can be obtained from a bank or a financial institution such as MasterCard or Visa.
How to buy things in South Africa with a debit card?
1. Go to the online store like www.woolworths.co.za.
2. Add the items you’d like to buy to your cart.
3. Go to checkout.
4. Select card as your payment method.
5. Enter your first name and surname.
6. Enter your debit card details.
7. You will receive a One-Time Pin (OTP) via SMS to type in the provided space.
8. If successful, you will receive and SMS confirming your transaction.
