⚡ Rejection rate: Up to 7080% of loan applications declined in 2025 π Top cause: Poor credit history & affordability failure π§ Most fixable: Incomplete … Read More
Prime Rate (2026) 10.25% Best Rate Available From 13.50% NCA Max (Unsecured) 34.85% 30% PTI Ceiling ~R4,500/mo Earning R15,000 a month is a meaningful milestone … Read More
Prime Rate (2026) 10.25% Typical Rate Range 15%28% NCA Max Rate (Unsecured) 34.85% Max Monthly Service Fee R60 Earning R10,000 a month puts you above … Read More
π‘ Decision Guide π Updated April 2026 ⏱ 9 min read πΏπ¦ South Africa R8 000 a month puts you at a pivotal point in … Read More
π‘ Decision Guide π Updated April 2026 ⏱ 9 min read πΏπ¦ South Africa South Africas personal loan market runs on a legal maximum of … Read More
Best Overall Capitec From 13.5% · Up to R500,000 Lowest Fixed Rate African Bank From 15% · Up to R350,000 Best for Flexibility Nedbank 18–27.75% … Read More