What Is A Good Credit Score In South Africa 2025-2026
What Is A Credit Score?
Your savings score is a three-digit variety representing how nicely you have dealt with your debt and payment obligations in the past.
There are four distinctive credit bureaus in South Africa:
Experian
TransUnion
Compuscan
XDS
What Is A Good Credit Score Out Of 705 In South Africa?
As I mentioned, your savings score at Experian, which you can get entry to for free through Clear Score, is out of 705.
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A credit score between 650 and 669 out of 705 is viewed as “Good.” Get into that band and get some brownie points from the lenders.
Do You Need Debt To Get A Good Credit Score?
There’s a frequent grasp and gripe that I have viewed coming up over and over again, and that is that you want debt to get a proper savings score. That, of course, makes for one of those poultry and egg conditions like when you want the experience to get a job that will give you the trip you need to get the job…