List of Absa Credit Cards, Features and Benefits
Absa Bank offers a diverse range of credit cards tailored to meet various financial needs and lifestyles. These cards come with numerous benefits, including rewards programs, travel insurance, and flexible payment options.
Application Process:
To apply for an Absa credit card, you can visit the Absa Credit Card Application Page. Ensure you meet the specific income requirements below for the card you are interested in. You’ll need to provide a valid South African ID, proof of residence, and the latest proof of income for three consecutive months. Applications are subject to an affordability assessment.
1. Flexi Core Credit Card – Visa Classic
Monthly Fees:
Account Fee: R19
Credit Facility Fee: R30
Total Monthly Fee: R49
Requirements:
Minimum Monthly Income: R7,000
Credit Limit: Up to R90,000
Minimum Payment: 5% of the credit limit
Benefits:
Up to 57 days interest-free on purchases
Lost card protection
Contactless payments (tap-and-pay) technology
Shop online and worldwide
R1.5 million automatic basic cover for international travel
Visa Benefits:
Global Cardholder Assistance Services (GCAS)
Exclusive Deals and Local Offers
2. Gold Credit Card – Visa Gold
Monthly Fees:
Account Fee: R27
Credit Facility Fee: R30
Total Monthly Fee: R57
Requirements:
Minimum Monthly Income: R7,000
Credit Limit: Up to R90,000
Minimum Payment: 3% of the outstanding balance
Benefits:
Up to 57 days interest-free on purchases
Lost card protection
Contactless payments (tap-and-pay) technology
Shop online and worldwide
R1.5 million automatic basic cover for international travel
Bidvest Premier Lounge access at preferential rates
Visa Benefits:
Global Cardholder Assistance Services (GCAS)
Exclusive Deals, Local Offers, Global Merchant Discount Offers
Visa Medical and Legal Referral
Buyers Protection
3. Premium Banking Credit Card – Visa Platinum
Monthly Fees:
Account Fee: R67
Credit Facility Fee: R30
Total Monthly Fee: R97
Requirements:
Minimum Monthly Income: R25,000
Credit Limit: Up to R138,000
Minimum Payment: 3% of the outstanding balance
Benefits:
Up to 57 days interest-free on purchases
Lost card protection
Contactless payments (tap-and-pay) technology
Shop online and worldwide
R3 million automatic basic cover for international travel
12 complimentary Bidvest Premier Lounge visits per year, with preferential rates thereafter
Dedicated Premium Line
Visa Benefits:
Global Cardholder Assistance Services (GCAS)
Exclusive Deals, Local Offers, Global Merchant Discount Offers
Visa Medical and Legal Referral
Buyers Protection, Extended Warranty Cover
4. Private Banking Credit Card – Visa Signature
Monthly Fees:
Account Fee: R170
Credit Facility Fee: R30
Total Monthly Fee: R200
Requirements:
Minimum Monthly Income: R62,500
Credit Limit: Up to R228,000
Minimum Payment: 3% of the outstanding balance
Benefits:
Up to 57 days interest-free on purchases
Lost card protection
Contactless payments (tap-and-pay) technology
Shop online and worldwide
US$750,000 cover from Visa for international travel
Bidvest Premier Lounge:
Primary cardholder: 24 visits per year with 2 guest entries per year
Secondary cardholders: Total of 24 visits across all cards with 2 guest entries
6 visits to over 1,200 Visa Airport Companion (DragonPass) lounges worldwide
Private banker and dedicated 24/7 Private Assist Line
Visa Benefits:
Global Cardholder Assistance Services (GCAS)
Exclusive Deals, Local Offers, Global Merchant Discount Offers
Visa Medical and Legal Referral, Buyers Protection
Extended Warranty Cover, Rental Car Collision Damage Waiver
Concierge Services
Types of Absa Credit Cards:
Gold Credit Card:
Monthly Fee: R57
Income Requirement: Minimum monthly income of R7,000
Get up to 57 days interest-free on qualifying transactions
Transaction fees on purchases: No transaction fees on purchases (excluding prepaid airtime, data, utilities and gaming)
You can pay extra on your monthly instalments if you need to
Access Absa Online Banking and the Absa Banking App
Bidvest Premier Airport Lounge access at preferential rates. See terms and conditions.
R1,5 million automatic basic cover* for travel emergencies
Free lost card protection: Call us on 0800 111 155 if your card is lost or stolen
Absa Rewards: Get cash back when you pay with your card
Absa Advantage: Get rewarded for completing simple challenges on your Banking App
Exclusive Visa benefits: Visa Local Offers, Global Merchant offers and Buyers Protection
Contactless payments: No PIN required for transactions up to R500. Just tap on a POS device to pay.
NotifyMe: Activate SMS notifications for added security
Credit history: Use your card and build a credit history
Premium Banking Credit Card:
Monthly Fee: R97
Income Requirement: Minimum monthly income of R25,000
Interest rate: Get up to 57 days interest-free on qualifying transactions
Transaction fees on purchases: No transaction fees on purchases (excluding prepaid airtime, data, utilities and gaming)
Fixed monthly payments: You can pay extra on your monthly instalments if you need to
Absa Online Banking and the Banking App
Bidvest Premier Airport Lounge: 12 complimentary visits p.a. Access at preferential rates thereafter. Spend criteria rules apply. See terms and conditions.
R3 million automatic basic cover * for travel emergencies
Buyers Protection and Extended Warranty
Free lost card protection: Call us on 0800 111 155 if your card is lost or stolen
Absa Rewards: Cash back when you pay with your card
Absa Advantage: Get rewarded for completing simple challenges on your Banking App
Exclusive Visa benefits Visa Local Offers, Global Merchant offers
Contactless payments: No PIN required for transactions up to R500. Just tap on a POS to pay.
NotifyMe: Activate SMS notifications for added security
*Underwritten by Bryte Insurance Company Limited.
Terms and conditions apply
Flexi Core Credit Card:
Monthly Fee: R49
Income Requirement: Minimum monthly income of R7,000
Benefits: Tailor-made exclusive credit card with banking benefits that suit both personal style and financial status.
Interest rate: Get up to 57 days interest-free on qualifying transactions
Transaction fees on purchases: No transaction fees on purchases (excluding prepaid airtime, data, utilities and gaming)
Fixed monthly payments: You can pay extra on your monthly instalments if you need to
Absa Online Banking and the Banking App
Automatic travel insurance* for a range of travel emergencies
Free lost card protection: Call us on 0800 111 155 if your card is lost or stolen
Absa Rewards: Get cash back when you pay with your card
Absa Advantage: Get rewarded for completing simple challenges on your Banking App
Exclusive Visa benefits: Local Offers as well as Visa Global Merchant offers.
Contactless payments: Just tap on any contactless enabled POS device to pay. Your transaction will require PIN for authorization.
NotifyMe: Activate SMS notifications for added security
*Underwritten by Bryte Insurance Company Limited.
Terms and conditions apply
Private Banking Credit Card
Interest rate: Get up to 57 days interest-free on qualifying transactions
Transaction fees on purchases: No transaction fees on purchases (excluding prepaid airtime, data, utilities and gaming)
Fixed monthly payments: You can pay extra on your monthly instalments if you need to
Absa Online Banking and the Banking App
Bidvest Premier Airport Lounge: 24 complimentary visits p.a. plus 2 guest visits (Primary and Secondary cards). See terms and conditions.
Lounge Key lounge access: 6 complimentary visits p.a. plus one guest per visit. See terms and conditions.
Automatic travel insurance* for travel emergencies
Free lost card protection: Call us on 0800 111 155 if your card is lost or stolen
Absa Rewards: Cash back when you pay with your card
Absa Advantage: Get rewarded for completing simple challenges on your Banking App
Exclusive Visa benefits: Visa Local Offers, Global Merchant offers, Buyers Protection, Extended Warranty and Collision damage waiver
Contactless payments: No PIN required for transactions up to R500. Just tap on a POS device to pay.
NotifyMe: Activate SMS notifications for added security
British Airways Credit Card
Introducing the Absa British Airways Credit Card. Now you can experience what it truly means to be a world citizen. Whether you’d like to shop in Piccadilly Circus, enjoy a romantic getaway in Paris, trek through the Australian outback or have a business lunch in Johannesburg – get there sooner with the Absa British Airways Visa Credit Card, your portal to the world.
The Absa British Airways Visa Credit Card is designed to reward you for spending; you will collect Avios whenever you make a purchase – so as a frequent shopper and flyer you can be on your way to explore more of the world sooner than you think!
To welcome and thank you for joining us, we’ll give you up to 9 000 Avios on your spend in the first three months.
By simply swiping your credit card, you will collect one Avios for every R7.50 spent anywhere. Earn faster by collecting one Avios for every R5.00 spent exclusively at British Airways.
Check out our unique features and benefits to learn more.
Student Credit Card:
Monthly Fee: R0
Income Requirement: Minimum monthly income of R800
Benefits: Build your banking profile and prepare for the next stage of your life with a credit card that gives you access to Rewards membership.
Contact Information:
For assistance or inquiries regarding Absa credit cards:
- General Card Support: 0861 462 273
- Premium Banking Credit Card: 0860 109 085
- Email: contactcard@absa.co.za
- International Callers: +27 11 354 4001
For more detailed information on Absa credit cards, including terms and conditions, visit the Absa Credit Card Page.
1. What types of credit cards does Absa offer?
Absa offers various credit cards to meet different financial needs, including the Gold Credit Card, Premium Banking Credit Card, Private Banking Credit Card, and Student Credit Card. Each card has unique benefits and income requirements.
2. How can I apply for an Absa credit card?
You can apply for an Absa credit card by visiting the Absa Credit Card Application Page. Ensure you meet the income requirements and provide valid ID, proof of residence, and proof of income.
3. How do I check my Absa credit card application status?
To check your application status, contact Absa’s credit card support at 0861 462 273 or email contactcard@absa.co.za. Have your application reference number on hand.
4. What is 3D Secure on an Absa credit card?
3D Secure is an added layer of security for online transactions, requiring you to enter a one-time PIN (OTP) sent to your phone. This reduces the risk of fraud.
5. How can I activate my Absa credit card?
To activate your card, call 0861 462 273. For overseas travel activation, ensure you inform Absa by contacting the same number to avoid restrictions.
6. What are the advantages of an Absa credit card?
Absa credit cards offer advantages like up to 57 days of interest-free purchases, rewards programs, automatic travel insurance, airport lounge access, and flexible budget options.
7. Does an Absa credit card come with automatic travel insurance?
Yes, most Absa credit cards come with automatic travel insurance when you pay for travel expenses with the card. Contact Absa for coverage details.
8. How can I access my Absa credit card balance?
You can check your credit card balance via the Absa Banking App, internet banking, or by contacting Absa at 0861 462 273.
9. What are the charges associated with an Absa credit card?
Absa credit cards have charges like monthly fees, transaction fees for overseas purchases, and finance charges if you carry a balance. Refer to the Absa credit card fees page for a detailed breakdown.
10. How do I increase my Absa credit card limit?
To request a limit increase, call 0861 462 273 or email contactcard@absa.co.za. You may be required to submit recent proof of income.
11. How do I report a blocked or lost credit card?
For a blocked card, call the Absa customer care line at 0861 462 273. If your card is lost or stolen, report it immediately to this number for assistance.
12. How can I use my Absa credit card for prepaid services or purchases like Lotto?
The Absa credit card can be used to purchase prepaid electricity, data, and Lotto tickets via the Absa Banking App or internet banking.
13. Can I earn rewards on my Absa credit card?
Yes, Absa offers a Rewards Program for eligible credit cards, allowing you to earn points on purchases that can be redeemed for discounts on travel, shopping, and more.
14. How do I reset my Absa credit card PIN or password?
You can reset your PIN through the Absa Banking App or by contacting customer support at 0861 462 273.
15. What should I do if I suspect fraud on my Absa credit card?
Contact the Absa Fraud Hotline at 0800 11 11 55 immediately to report any suspicious activity on your credit card.
16. How do I access my Absa credit card statements?
Statements are available on the Absa Banking App, internet banking, or by requesting a copy via email from Absa’s customer support.
17. What is the interest-free period on Absa credit cards?
Absa credit cards offer up to 57 days of interest-free purchases, provided the balance is paid in full by the due date.
18. Can I use my Absa credit card overseas?
Yes, Absa credit cards can be used internationally. Notify Absa of your travel plans to avoid security holds by calling 0861 462 273 before you travel.
19. How can I contact Absa for credit card inquiries?
For general queries, call 0861 462 273 or email contactcard@absa.co.za. International callers can reach Absa at +27 11 354 4001.
20. Can I track my Absa credit card application?
Track your application by contacting the Absa credit card department at 0861 462 273 with your application reference number.
For more details on specific questions, visit the Absa Credit Card page on the official Absa website.
