The Requirements to Apply for a Walmart Credit Card Online

How do I apply for a Walmart credit card online?

To apply for the Walmart Store Card online, visit the Walmart Credit Card web page and click the “Apply Now” button under the card that is designed exclusively for Walmart purchases.

What credit score is needed for a Walmart store credit card?

Generally, both the Walmart Credit Card and the Walmart® Store Card require fair credit for approval. That means a score of 640+. The Walmart Credit Card can be used anywhere Mastercard is accepted.

Where do you go to apply for a Walmart credit card?

The easiest way you can apply for a Walmart Credit Card is either online or over the phone at (800) 903-9177. Alternatively, you can apply at a Walmart store location or at a Capital One branch (the issuer).

Can I pay my Walmart credit card bill in-store?

Yes, you can pay your credit card bill at any Walmart or Sam’s Club store. You can also pay by mail, online, or over the phone. However, there is a fee for making expedited phone payments.

What credit limit can I get approved for with a Walmart credit card?

Your credit limit is dependent on your creditworthiness, meaning the company will check with the credit bureaus to review your credit score, credit history, current debt, and income. Some reports show your credit limit could be as low as $400 or as high as $8,000. After making all of your payments on time for several months, you may then be able to qualify for a credit limit increase. You can submit a request for an increase online when you sign into your Walmart account, or you can call Walmart Credit Services at 1-877-294-7880.

How do I cancel my Walmart credit card?

You can close your account at any time by calling Walmart Credit Services at 1-877-294-7880 or by sending a letter to the address listed on your billing statement.