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Can I Apply Online for a Capitec Loan?

The Requirement to Apply Online for a Capitec Loan 



How long does it take for Capitec loan to be approved?

With Capitec Bank you can borrow up to R5 million and have a repayment period of up to 240 months. After you apply for the loan and send out all the documents required, if accepted, your loan will be approved within 5 business days.


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How much must I earn to qualify for Capitec loan?

  • You are permanently employed, self-employed, earn other income or earn a pension
  • The minimum income requirement for a credit card application is R5 000, and R10 000 for self-employed clients



What Age qualifies  for Capitec loan?

In order to qualify for a Capitec Loan, you are required to be  18 years or older.


Which Documents are needed to Apply for a Capitec Loan?

  • You have your original SA ID document
  • Your latest salary slip
  • A bank statement showing your latest 3 consecutive salary deposits (only if the salary is not paid into your Capitec account)
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How Can I Apply for a  Capitec loan Online?

  1. Online or on our app
  2. Call us on 0860 66 77 89
  3. Visit a branch




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