How Long Does a Judgement Last in South Africa
What is called judgement?
A judgement refers to a lawful decision, order, decree, or sentence made by a judge or a court to resolve a creditor or collector’s lawsuit over an outstanding (unpaid) debt.
Why are judgements issued?
A judgement is granted when legal action is taken against you for failing to pay off your debt, or if you fail to respond to your summons
What are different types of judgements?
1. Confession of Judgment
2. Consent Judgment
3. Default Judgment
4. Summary Judgment
How long does a judgement last in South Africa?
A judgment typically lasts for five years on your credit record.
What happens if a defendant does not pay a judgment in South Africa?
When a debtor refuses to accept responsibility for the claim set forth in the letter, a lawyer will proceed to institute enforcement proceedings against the debtor, have them issued by the clerk of the Magistrates Court, and have them served on the debtor via a sheriff in accordance with the court’s rules.
How do you find out if you have a judgement against you in South Africa?
Go to the “Personal” page of your report and scroll down to “Public information,” which includes any legal notices that may be added to your credit report like a court judgment or bankruptcy.
How do you get a judgement removed from your name?
If you pay the full amount due, the judgment will be erased from your credit record as soon as the credit agency gets a court order validly rescinding the judgment or evidence of payment from the creditor.
