The Requirements to Get a Credit Card in South Africa
What is the Benefit of Capitec Bank Credit Card in South Africa?
Here is what our credit card offers:
- Credit limit up to R500 000
- Interest from prime
- Free credit card delivery to your door
- 1% cash back when you click, tap, swipe or scan to pay in-store or online
- Free travel insurance up to R5 million
- Free local swipes
- Up to 55 days interest-free period
What are the Requirements I Need to Get a Capitec Bank Credit Card in South Africa?
- Original ID document (must be 18 years or older)
- Latest salary slip
- 3-month bank statement
- The minimum salary requirement for a credit card application is R5 000 and R10 000 for self-employed clients
Which banks offer credit cards in South Africa?
Top 9 best credit cards in South Africa 2022
- Standard Bank Tianium Credit Card.
- Bluebeam Black Credit Card.
- African Bank Gold Credit Card.
- Capitec Credit Card.
- ABSA Student Credit Card.
- Nedbank Platinum Credit Card.
- Nedbank Gold Credit Card.
- FNB Gold Credit Card.
Which credit card is the best in South Africa?
Which credit card issuers are accepted in South Africa? While some merchants accept American Express or Discover cards, Visa and Mastercard are accepted more commonly. For cash withdrawals, look for Standard Bank ATMs for Discover cards. Amex cardholders can choose from ATMs of Nedbank and from smaller banks’ ATMs.
Who qualifies for credit card in South Africa?
Ideally, the minimum credit score for credit cards in South Africa is above 550. You should check your free credit report and review your credit score to determine your eligibility.
Is a credit card a good idea South Africa?
A credit card is also a very secure way to make payments, providing visibility, payment protection for purchases and security to the cardholder. As with any credit product, the customer has to use it wisely and not extend themselves beyond their means.”
How long does it take to get a credit card South Africa?
It can take about 2 working days for the card to be delivered in the method you have chosen (for example personal delivery or collection at a Nedbank branch).
