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How To Pay Capitec Client Using Cellphone Banking

What is Capitec?

Capitec is a South African retail bank that offers a range of financial services. It is known for providing affordable banking solutions to its clients.

How can I pay Capitec clients using cellphone banking?

You can pay Capitec clients using cellphone banking by following these steps:

1. Dial *120*3279# (the Capitec cellphone banking code) on your phone and press call.
2. Enter your 5-digit PIN to log in.
3. Select “Transfers” from the menu that appears.
4. Select “Capitec Bank” as the bank you want to transfer money to.
5. Enter the recipient’s Capitec account number.
6. Enter the amount you want to transfer.
7. Confirm the details of the transaction.
8. Enter your transaction PIN to approve the transfer.

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Do I need to have a Capitec account to use cellphone banking to pay Capitec clients?

No, you don’t need to have a Capitec account to use cellphone banking to pay Capitec clients. However, you do need to have a cellphone banking profile with any bank that offers cellphone banking.

Are there any fees for using cellphone banking to pay Capitec clients?

Yes, there are fees for using cellphone banking to pay Capitec clients. The fees vary depending on the bank you use for cellphone banking.

Can I pay Capitec clients using cellphone banking on weekends and public holidays?

Yes, you can pay Capitec clients using cellphone banking on weekends and public holidays. Cellphone banking is available 24/7.

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Is it safe to use cellphone banking to pay Capitec clients?

Yes, cellphone banking is generally safe. However, you should take precautions to protect your PIN and avoid logging in from public or unsecured Wi-Fi networks.

What happens if I enter the wrong Capitec account number when paying a Capitec client using cellphone banking?

If you enter the wrong Capitec account number when paying a Capitec client using cellphone banking, the transaction will fail. The money will be returned to your account within a few days.

How long does it take for the money to reach the Capitec client’s account when I pay them using cellphone banking?

The money should reach the Capitec client’s account within a few minutes of the transaction being approved.

Can I pay multiple Capitec clients using cellphone banking at the same time?

Yes, you can pay multiple Capitec clients using cellphone banking at the same time. You will need to enter the relevant Capitec account numbers and transfer amounts for each transaction.

In conclusion, paying Capitec clients using cellphone banking is a convenient and easy way to transfer money. By following the steps outlined above, you should be able to complete the transaction quickly and easily. Remember to protect your PIN and avoid logging into cellphone banking from public or unsecured Wi-Fi networks to ensure the safety of your transaction.

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