MiWay Car Insurance | Quotes, Claim and Numbers
You are on Uni24.co.za, in this article, we bring to you everything to know about MiWay Car Insurance. An insurance company is any firm that provides a means by which risk is managed. Put it this way, MiWay Car Insurance sells packages that offer protection against unexpected life circumstances in relation to damages, loss, theft or any bad situation.
With that said, MiWay Car Insurance provides an array of insurance protection categorized into four groups. These are MiWay Motor Insurance, Health Insurance, Business Insurance, and Home Insurance. These are some but a few of the insurance services this company offers. Other areas of protection include Fire Insurance, Life Insurance, Liability Insurance, Travel Insurance, and many more.
About MiWay Car Insurance
MiWay is a licenced non-life insurer and financial services provider, offering customers a range of non-life insurance products including motor, household, homeowners, business insurance – as well as liability cover.
Our major shareholder is Santam, a blue-chip JSE-listed company, giving MiWay enough financial muscle and credibility to help build our unique brand identity.
At MiWay, we are fanatical about delivering an awesome customer experience. We view this as a real differentiator and are passionately committed to ensuring that we always keep to our promises, and deliver the type of service that our customers deserve.
Services of MiWay Car Insurance
With MiWay, you can choose the level of insurance cover for your vehicle:
‘Comprehensive’ insurance cover provides the widest cover and covers for theft and hijacking, damages due to an accident, fire or explosion and natural disasters like hail and floods. Comprehensive insurance cover also includes damage to the vehicle’s windows and liability to other parties as a result of an accident, as well as intentional damage to your vehicle.
‘Third-Party, Fire and Theft’ cover provides insurance cover for your car against theft, fire-related damages, and damages you may have caused to another person’s vehicle during an accident.
‘Third-Party Only’ insurance cover provides liability cover for any damage you may cause to the property of another person. Damage or loss to your own vehicle is not covered.
‘Total Loss’ provides insurance cover to clients for the total loss of their vehicles only due to write-offs, theft or hijack, as well as limited third-party liability. Accidental damage that does not result in a total loss is not covered.
MiWay’s comprehensive car insurance offers you:
- Affordable insurance premiums to suit your budget;
- Great customer service – as well as the ability to manage your own insurance policy online;
- An easy, hassle-free claims process – submit your claim online or via our App;
- An easy-to-understand claims excess structure;
- 24-hour roadside emergency assistance; and
- The use of WeDrive (MiWay’s take-me-home driver service).
Contacts of MiWay Car Insurance
map
Physical address
phone
Contact us on: 0860 64 64 64
Emergency assistance OR WeDrive service
Report any incidents of:
- Fraud
- Corruption
- Misconduct or
- Unethical behaviour
To the MiWay Ethics & Fraud Hotline on the following reporting channels:
- WhatsApp: 0860 004 007
- Toll-free: 0860 004 007
- Email: miway@behonest.co.za
- Online: behonest.co.za
- Toll-free: 0860 00 25 26
- Email: insurance@fraudline.co.za
- SMS: 32269
MiWay Car Insurance Quote
An insurance quote or simply Quote is the amount of money a would-be policyholder pays to an insurance company for the service of insurance coverage. The amount charged or the premium to be paid depends on the location of the client, personal information, coverage, and other factors. The link below allows checking for your Car Insurance Quote with MiWay. Below are some factor to consider
- Credit Rating
- Age
- A good security
- Driving Behaviour
MiWay Car Insurance Claim
An insurance claim is the amount of money to be paid out to a beneficiary in the event of an incident such as Car accident, damage, theft or lost property.
Which Company Gives Cheapest Car Insurance in South Africa?
Finding the cheapest car insurance in South Africa can be a difficult task for you, in light of the number of insurance companies in South Africa. Below we list some of the best car insurers in South Africa. It should be noted that offers change from time to time between these companies. Therefore, using an aggregator service such as Hippo.co.za can prove invaluable. Listed are the Top 10 Car Insurance Companies in South Africa
- Discovery Car Insurance
- MiWay Car Insurance
- MiWay Car Insurance
- Dotsure Car Insurance
- Iwyze Car Insurance
- Santam Car Insurance
- Absa Car Insurance
- Momentum Car Insurance
- Old Mutual Car Insurance
- Budget Car Insurance
What is the Best Car Insurance in South Africa?
In South Africa, one of the best car insurers you can get is Discovery Insurance. It should be noted that it isn’t the cheapest car insurance. However, they provide a wide array of services at competitive market premiums.
Why Can’t I get Car Insurance in South Africa?
A car insurance application focuses on three main requirements, these are your driving history, location, and other personal information. To be denied an insurance application means the car insurance provider didn’t find satisfactory information on your driving history or previous policy. In the event that your former insurance policy provider cancels your policy, your new application with another firm may get rejected, depending on the reasons for policy cancellation. Circumstances such as bankruptcy can also hinder your application.
How Much is Car Insurance Per Month in South Africa?
Generally speaking, a car insurance quote costs about R1,300 per month in South Africa. This however depends on the vehicle type or policy of choice and the car insurance provider of choice. The cheapest policy is the Third Party Policy and the often more expensive policy is the comprehensive car insurance policy. Always compare quotes before settling on a provider.
How to Cancel Car Insurance in South Africa?
The cancellation process is relatively straightforward and simple. Contact the insurance provider on their customer care lines or phone numbers. Provide all necessary details for verification to commence the cancellation process. There is often no need to visit the firm in person as everything can be done online.
What are the Types of Car Insurance Coverage?
Car insurance coverage generally comes in three types, these are Liability Coverage, Collision Coverage, and Comprehensive Coverage.
Liability coverage protects you in situations where you are liable for the damage caused to another person’s car or injury sustained as a result of an error on your part. This coverage pays towards the repair of the victim’s car and/or medical bills. The exact amount is determined in the policy.
Collision Coverage protects you when you damage your car, irrespective of who the cause is. So in the situation of an accident, the insurance provider pays for the repair of your car. The exact amount depends on the policy of choice.
Comprehensive Coverage is often the most versatile car insurance coverage, providing protection against theft, loss, damage and diverse occurrences.
