PPS Insurance South Africa | Life, Health, Car and Home Insurance
You are on Uni24.co.za, in this article, we bring to you everything to know about PPS Insurance South Africa. An insurance company is any firm that provides a means by which risk is managed. Put it this way, PPS Insurance South Africa sells packages that offer protection against unexpected life circumstances in relation to damages, loss, theft or any bad situation.
With that said, PPS Insurance South Africa provides an array of insurance protection categorized into four groups. These are PPS Insurance South Africa Motor Insurance, PPS Insurance South Africa Health Insurance, PPS Insurance South Africa Business Insurance, and PPS Insurance South Africa Home Insurance. These are some but a few of the insurance services this company offers. Other areas of protection include Fire Insurance, Life Insurance, Liability Insurance, Travel Insurance, and many more.
About PPS Insurance South Africa
Founded in 1941, PPS is the only mutual financial services company in South Africa that focuses exclusively on graduate professionals, providing tailor-made insurance, investment and healthcare solutions to our members.
We’re recognised as a company of value and integrity by lawyers, doctors, accountants, engineers and many other professions that know PPS is exclusively there for them and their families through every life stage – from graduation to retirement and beyond.
Services of PPS Insurance South Africa
LIFE, SICKNESS & DISABILITY COVER
HEALTH PROFESSIONS INDEMNITY
CAR, HOME & BUSINESS INSURANCE
INVESTMENTS
FINANCIAL ADVISORY
WEALTH ADVISORY
WILLS, TRUSTS & ESTATE PLANNING
MEDICAL AID
Contacts of PPS Insurance South Africa
Should you be a PPS member and wish to speak to a qualified PPS consultant about any query that you might have, please call us on the details below.
Member Services
Mon to Fri: 7am to 7pm, Sat: 8am to 1pm
T: 0860 123 777 INTL: +27 11 644 4300
Home and Roadside Assist (Emergency Services)
TEL 0800 008 773
Fraud Hotline
TEL (INTL.) +27 11 644 4411
Frequently Asked Questions on Insurance in South Africa
How Much Is Car Insurance per Month in South Africa?
Car insurance in South Africa comes at an average cost of ZAR 1,322.00 per month. It should be noted that this varies greatly from one company to another the difference is the extent of insurance coverage you get and other premium services that come with the package. On a broader scale, the average monthly payment for car insurance is about 58 USD. Factors that influence your insurance premium include your driving history, your current location, and the coverage.
Does Life Insurance Pay for Suicidal Death?
The answer to this question varies from one insurance company to the other. However, most insurance companies include a suicide clause in their life insurance policies. This simply means that the first two years of a life insurance policy do not cover suicide-related circumstances. This is done to protect the firm from situations where a policyholder purposefully commits suicide with the hope of winning his family or beneficiaries’ payouts. But in the case of a life insurance policyholder whose been with the firm for more than 2 years, a death benefit is paid out to the beneficiaries.
What Is Short-Term Insurance?
Short-term insurance is any insurance policy that lasts for an hour, day, week or month. These policies are designed for very short-term needs. It should however be noted that some insurance companies offer longer durations under this package. Generally, they provide protection against theft, damage to goods or property or any other form of liability.
What Is Excess in Insurance?
Excess in insurance is generally the amount of money you have to pay to cover your insurance claim. This allows the insurance to pass on an agreed amount of the risk to the policyholder and is included in the policy. So in the event of an insurance claim, the beneficiary pays a portion of the claim cost and the insurance company pays the rest.
How Much Is House Insurance in South Africa?
How much is house insurance cost in South Africa? In South Africa, prices for home insurance vary from Rs 1,800 per square foot for basic projects and Rs 3,000 per sq ft for lavish projects. The coverage for house insurance extends to theft, fire, malicious or flooding, lightning, and storms. The two common coverage include Home Structure Insurance and Home Content Insurance.
Home structure insurance protects against damages to the structure of the building on the exterior or interior often resulting from storms, earthquakes, flooding, or lightning.
The home content insurance covers property theft within the house or damages to any property within the house.
