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What Credit Cards Can I Apply For in South Africa

List of direct lenders who provide credit cards:

  • FNB. Earn eBucks as a reward. Apply entirely online.
  • Absa. ATM with full functionality.
  • African Banking Corporation. Obtain financial independence.
  • WesBank. Simple and safe.
  • American Express offers low-interest credit cards.
  • Money from Virgin. There are no yearly fees.
  • The Diamond Bank. Apply NOW ONLINE.
  • It’s only money. Life insurance on credit.

Which credit card is the most easily obtained in South Africa?

To qualify, you must be 18 years old or older and earn at least R3000 per month from a source other than a trust, firm, or legal organization. The Nedbank Gold Credit Card is arguably the simplest credit card to obtain in South Africa.

In South Africa, what credit score is required for a credit card?

In South Africa, the ideal credit score for credit cards is more than 550.

What sort of credit card is simple to obtain?

There are a few sorts of cards to consider if you want to be approved quickly. These include secured cards (for people with no credit history), unsecured cards (for people with terrible to good credit), student cards (for people with no or fair credit), and shop cards (for fair credit).

Can I get a credit card authorized in one day?

Once you fill out an online application and click “submit,” you might be authorized for a credit card in as little as 60 seconds. However, it may take a few days, or even a few weeks, to get an email from a card issuer indicating whether or not you’ve been accepted.

How can I acquire a credit card if I don’t have a physical card?

You may use a virtual credit card number in the same way that you would a physical credit card—just buy online, begin the checkout procedure, and complete your purchase using a virtual card number. Virtual card numbers are normally accepted by any online retailer accepting credit card payments.

 

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