What is the best medical aid plan in South Africa? This is a question that many people ask themselves when they are looking for affordable and quality healthcare coverage. There are many factors to consider when choosing a medical aid plan, such as your health needs, budget, lifestyle, and preferences. In this blog post, we will compare some of the top medical aid schemes and companies in South Africa and provide relevant links attached to them.
Bestmed Medical Scheme
Bestmed is a non-profit, open healthcare scheme that has been providing healthcare for over 52 years. It has over 197 000 members and offers a choice of 13 plan options grouped under the Pace, Beat, and Pulse brands. The premiums for a single contributor range from R1,760 to R8,642, with Pace 1 being the most popular option. Bestmed covers approved medicine for the Prescribed Minimum Benefit Chronic Disease List conditions and offers screening and prevention benefits for vital tests. Bestmed also has a maternity benefit that covers certain healthcare services before and after birth. You can find more information about Bestmed here: https://briefly.co.za/23777-top-7-medical-aid-schemes-south-africa.html
Discovery Health Medical Scheme
Discovery Health is the largest open medical aid scheme in South Africa, with over 2.5 million beneficiaries. It has 23 plans spread across seven schemes: KeyCare, Smart, Core, Saver, Priority, Comprehensive, and Executive. The premiums for a single contributor range from R968 to R7,688, with Executive being the most comprehensive plan. Discovery Health covers approved medicine for the Prescribed Minimum Benefit Chronic Disease List conditions and additional conditions on certain plans. It also offers screening and prevention benefits, maternity benefits, and an Above Threshold Benefit (ATB) that gives you further day-to-day cover once you have reached your Annual Threshold. You can find more information about Discovery Health here: https://www.discovery.co.za/medical-aid/our-medical-aid-plans
Medihelp
Medihelp is one of the largest open medical schemes in South Africa, with over 205,000 beneficiaries. It has nine plans to choose from: Necesse Network Option, Unify Option, Dimension Prime 1 Network Option, Dimension Prime 2 Option, Dimension Prime 3 Option, Plus Option, Elite Option, Medihelp Private Choice Option, and Medihelp Private Option. The premiums for a single contributor range from R1,250 to R6,900, with Elite being the most comprehensive plan. Medihelp covers approved medicine for the Prescribed Minimum Benefit Chronic Disease List conditions and additional conditions on certain plans. It also offers screening and prevention benefits, maternity benefits, and a Day-to-day Extender Benefit (DEB) that extends your day-to-day cover for essential healthcare services in their network. You can find more information about Medihelp here: https://www.medihelp.co.za/medical-aid-plans
Bonitas
Bonitas is another non-profit, open medical scheme that has been operating for over 38 years. It has over 330,000 members and offers 14 plans to suit different needs and budgets: BonCap Option, BonEssential Option, BonFit Select Option, BonSave Option, Primary Option, Standard Option, Standard Select Option,
