Who Accepts Bitcoin, Ether and XRP in 2025? From Coffee Shops to Airlines
Everyday Purchases Go Digital
Cryptocurrencies are no longer niche. As of 2025, Bitcoin ($111,651), Ether ($4,019) and XRP ($2.85) are accepted by a growing number of businesses worldwide. From coffee to luxury cars, digital assets are moving from trading platforms to everyday checkout counters.
The three leading cryptocurrencies dominate payments because of their distinct strengths: Bitcoin as a store of value, Ether as the foundation of smart contracts, and XRP for fast cross-border settlements. Together, they meet the core needs of businesses—trust, functionality and speed.
Coffee Shops, Restaurants and Retail
Small Purchases Made Easy
Buying coffee with crypto is no longer a futuristic concept. Starbucks customers can use Bitrefill gift cards to cover lattes with BTC or ETH. Flexa’s SPEDN wallet makes it possible to pay at convenience stores like Sheetz, which accepts Bitcoin, Ether and other tokens at checkout.
While XRP adoption is smaller at the café counter, directories such as Cryptwerk help loyalists find eateries willing to turn tokens into tacos or burgers.
Fast Food and Dining
Some McDonald’s outlets in crypto-friendly regions accept Bitcoin directly, while Subway and Burger King continue to support payments through third-party processors. Steak ‘n Shake’s nationwide rollout of BTC payments in May 2025 boosted sales by 11%, proving crypto can attract tech-savvy diners.
Other chains like Chipotle and Baskin-Robbins accept BTC, ETH or XRP via BitPay, offering burrito bowls and ice cream scoops funded by digital wallets.
Retailers and Online Stores
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AT&T accepts ETH and BTC for bill payments.
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Microsoft accepts BTC directly, while Newegg supports ETH purchases.
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Overstock processes XRP payments.
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AMC Theatres welcomes multiple digital assets for tickets and concessions.
Platforms like Shopify have opened the door for millions of small and medium businesses to add crypto checkout options. Meanwhile, big-box retailers including Home Depot, Lowe’s and Ikea accept crypto indirectly through Bitrefill and BitPay gift cards.
Travel, Airlines and Luxury Goods
Booking Flights with Crypto
The travel industry has embraced crypto as a practical payment solution. Travala.com allows bookings with BTC, ETH and many other coins. Emirates plans to accept digital assets for first-class tickets, while AirBaltic, which has supported crypto since 2014, has already processed thousands of payments.
Alternative Airlines supports over 600 airlines globally and accepts more than 100 cryptocurrencies, including XRP.
Luxury Cars and Fashion
High-end dealerships such as Post Oak Motor Cars in the U.S. accept Bitcoin via BitPay, and European platforms like BitCars sell premium and classic vehicles exclusively in crypto.
Luxury fashion is also in on the shift. Gucci and Ralph Lauren expanded crypto acceptance in flagship stores, particularly for exclusive collections.
Financial Services and Remittances
Cross-Border Transfers
XRP shines in remittances. Its consensus-based ledger and Ripple’s infrastructure allow for faster, cheaper international payments. Companies like Mercury FX and Cuallix have trialed XRP for these settlements.
Payment Gateways and Small Businesses
Platforms such as PayPal, BitPay and NOWPayments simplify crypto adoption by instantly converting it to fiat, shielding businesses from volatility. PayPal now supports more than 100 cryptocurrencies, including BTC, ETH and XRP.
Corporate Treasury Holdings
Some firms, including BitMine, SharpLink Gaming and VivoPower, hold crypto in their treasuries for strategic reasons—hedging inflation or deepening their involvement in digital finance.
How Small Businesses Can Join the Trend
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Choose a payment processor: Tools like Coinbase Commerce, BitPay and CoinGate allow for quick integration.
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Cut compliance costs: Automated tax reporting and evolving regulations reduce the burden for small firms.
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Expand accepted assets: With barriers lowered, businesses can confidently add more cryptocurrencies.
