The kind of medical help plan you enroll in will determine the cost of medical aid in South Africa in 2022. Based on the benefit structure’s level of coverage and monthly payments.
Medical aid costs in 2022
| Type of medical aid | Monthly cost for a family of three |
| Hospital plan with savings | R8,067 on Medshield MediSaver |
| Income-based plan | R8,595 on Fedhealth MyFed on an income of R14,427 and above |
| Semi-comprehensive plan | R11,952 on Bonitas BonClassic |
| Comprehensive | R18,182 on Discovery Executive |
What are the types of medical aid in South Africa?
In South Africa, comprehensive plans and hospital plans are the two main types of medical insurance.
- Comprehensive plans offer significant chronic medication and day-to-day coverage in addition to extensive in-hospital benefits at private healthcare facilities.
- Consultations and treatments performed in hospitals are covered by hospital plans. There are often no daily advantages.
Which South African medical aid is the least expensive?
The most affordable hospital plan in South Africa is the Ingwe student plan. Students who require a visa and health insurance but have no income should choose this option. You may receive unlimited doctor, eye, dental, and specialty visits for as little as R407 each month.
What South African medical help is the best?
The top 5 Medical Aids in South Africa are distributed according to member count as shown below:
- Discovery Health. Members: 1.14 million. Beneficiaries: 2.46 million.
- Bonitas Medical Fund. Members: 273,285. Beneficiaries: 602,415.
- Momentum Health. Members: 100 936. Beneficiaries: 200 062.
- Medshield. Members: 84,860.
- Fedhealth. Members: 72,945.
Is medical assistance dependent on income?
It is not true that you cannot afford medical care because you make a modest wage or are a student. On their packages of medical help that are dependent on income, medical aid providers provide modified rates.
Which is preferable, a medical aid or a hospital plan?
For those with lesser incomes or in better health who desire access to private healthcare, a hospital plan may be a useful alternative to a full medical assistance because it is less expensive.
