MTN Insurance South Africa | Life, Funeral and CellPhone Insurance
You are on Uni24.co.za, in this article, we bring to you everything to know about MTN Insurance South Africa. An insurance company is any firm that provides a means by which risk is managed. Put it this way, MTN Insurance South Africa sells packages that offer protection against unexpected life circumstances in relation to damages, loss, theft or any bad situation.
With that said, MTN Insurance South Africa provides an array of insurance protection categorized into groups. These are MTN Life Insurance, MTN Phone Insurance and MTN Funeral Cover.
About MTN Insurance South Africa
We believe that communication and connectivity are key to socioeconomic empowerment. Building our own cellular network in 1994 has led to our developing a world-class ICT infrastructure – enabling us to bring voice and data solutions to over 30 million South Africans.
In 2011, we embarked on our largest-ever network rollout, increasing 2G coverage to 98% and 3G coverage to 65% of the population. In 2012, we began the biggest Long Term Evolution (LTE) network rollout in Africa. We have also made considerable investments in undersea cables to provide capacity to our network. These investments were made in the West Africa Cable System (WACS) that connects southern, western Africa and the Europe, the Eastern Africa Submarine Cable System (EASSy), which links the east coast of Africa, including South Africa with Europe, and the Africa Cable Europe (ACE) linking South Africa with the United Kingdom along the west coast of Africa.
Services of MTN Insurance South Africa
Choose the type of cover you need
Device Insurance
Insure your phone, tablet, laptop, smartwatch and router.
Life Cover
Leave a legacy of care and ensure that loved ones are provided for.
Funeral Cover
Prepare for funeral expenses with cover that doubles after 3 years at no additional cost.
How to Apply for MTN Insurance
Contacts of MTN Insurance South Africa
Physical Address
MTN Proprietary Limited
Innovation Centre
216 14th Avenue
Fairland
Postal Address
Private Bag 9955
Cresta
2118
South Africa
What do we cover?
Whether on contract or prepaid, all MTN customers can take advantage of MTN Device Insurance. You can insure any phone, laptop, smartwatch, or modem, as long as you bought it within the past 30 days. Your device will only be covered when you get a policy document from MTN Device Insurance, letting you know that you’re insured.
If you’re on a contract, you can choose to pay your premium and account in one neat bill. Just remember to use your insured device with its MTN SIM. Whether you need cover for accidents, screen damage, or every type of risk, you have the flexibility to choose the cover option that suits your circumstances and pocket:
| All Risk cover | Loss & Theft cover | Liquid & Accidental damage cover |
Repairs Only cover |
|---|---|---|---|
| Theft | Theft | Accidental liquid damage | Accidental liquid damage |
| Loss | Loss | Accidental physical damage | Accidental screen damage |
| Accidental liquid damage | Accidental screen damage | ||
| Accidental physical damage | |||
| Accidental screen damage |
How to apply?
Frequently Asked Questions on Insurance in South Africa
Does Life Insurance Pay for Suicidal Death?
The answer to this question varies from one insurance company to the other. However, most insurance companies include a suicide clause in their life insurance policies. This simply means that the first two years of a life insurance policy do not cover suicide-related circumstances. This is done to protect the firm from situations where a policyholder purposefully commits suicide with the hope of winning his family or beneficiaries’ payouts. But in the case of a life insurance policyholder whose been with the firm for more than 2 years, a death benefit is paid out to the beneficiaries.
What Is Short-Term Insurance?
Short-term insurance is any insurance policy that lasts for an hour, day, week or month. These policies are designed for very short-term needs. It should however be noted that some insurance companies offer longer durations under this package. Generally, they provide protection against theft, damage to goods or property or any other form of liability.
What Is Excess in Insurance?
Excess in insurance is generally the amount of money you have to pay to cover your insurance claim. This allows the insurance to pass on an agreed amount of the risk to the policyholder and is included in the policy. So in the event of an insurance claim, the beneficiary pays a portion of the claim cost and the insurance company pays the rest.
